Financing

Build now.
Pay over time.

Four flexible paths to finance your project. Concierge introductions to our banking partners — no middleman markups, no surprise fees.

Request a Financed Estimate
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10-YrWorkmanship warranty
24hResponse guarantee
Options

Same-As-Cash

12 – 18 months
$0 interest

Zero-interest promotional financing on qualifying kitchen, bath, and roofing projects. Full balance repaid before promotional period ends carries no interest.

Best for: Projects $10K – $75K with confirmed pay-off horizon

Low Monthly Payment

5 – 15 years
From 6.99% APR

Long-amortization home improvement loans through our banking partners. Fixed rate, no prepayment penalty, and no home equity required for qualified borrowers.

Best for: Whole-home remodels and large roofing projects

Investor Draw Schedule

Per project
Lender-ready invoicing

For portfolio investors and BRRR operators — draw-schedule invoicing that matches hard-money and construction loan milestones with lender-approved documentation.

Best for: 5+ door portfolios, hard-money, DSCR loans

HELOC & Cash-Out Coordination

Refi timeline
Concierge referral

Warm introductions to our local banking partners for HELOCs and cash-out refinance for whole-home renovation and investment property equity access.

Best for: Long-term homeowners with 25%+ equity
Answers

Financing FAQs

Does financing affect my project price?+

No. The scope and price are locked in your written proposal. Financing terms are separately negotiated between you and our lending partners.

Will applying hurt my credit?+

Most partners offer a soft-pull pre-qualification with no credit impact. A hard inquiry only happens when you accept the offer and move to funding.

How fast is approval?+

Same-as-cash decisions are typically returned in under 60 seconds. Long-term amortization loans fund in 3–7 business days after document submission.

Can I combine financing with a manufacturer rebate?+

Yes. GAF, Owens Corning, and manufacturer rebates apply on top of financed pricing when we procure materials directly.